1. Introduction

Welcome to our website. By accessing or using this website and our services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.

2. Services

We provide loan brokerage and financial assistance services to individuals and businesses across Australia. We do not directly lend money but connect clients with lenders.

3. Eligibility

By using our services, you confirm that:

• You are at least 18 years old
• You are legally capable of entering into a binding agreement
• All information provided by you is accurate and complete

4. Loan Applications

• Submitting an application does not guarantee approval
• Loan approval is subject to lender criteria
• Interest rates, fees, and terms may vary depending on the lender

5. Fees & Charges

We may charge fees for our services, which will be clearly disclosed before proceeding. Some lenders may also pay us a commission.

6. User Responsibilities

You agree:

• Not to provide false or misleading information
• Not to misuse the website
• To keep your login details secure

7. Limitation of Liability

We are not responsible for:

• Any financial loss arising from loan agreements
• Decisions made by third-party lenders
• Delays or errors beyond our control

8. Third-Party Services

We may link to third-party websites. We are not responsible for their content, policies, or services.

9. Privacy

Your use of our services is also governed by our Privacy Policy.

10. Changes to Terms

We may update these Terms at any time. Continued use of the website means you accept the updated terms.

11. Governing Law

These Terms are governed by the laws of Australia.